Francesco Galletta

Leads analytics engineering for financial crime; co-leads AI strategy for the data discipline, Monzo, Monzo.

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Leads analytics engineering for financial crime at Monzo and co-leads AI strategy for the bank's data discipline; co-presented 'A Bank Built Its Own Coding Agent. It Took Off' at AI Engineer with Felippe Felisola Caso. Based in Madrid.

Why their word counts: Speaks about Monzo's own in-house agent from inside the bank; first-hand, and a conference talk by the employer's own staff, so promotional by nature.

Profile from this source, checked 2026-11-06.

In their words

Forward into today, … authors over 10% of all merge PRs across tech. So, that's data, machine learning, that's a back … app, et cetera. Also runs more than 1,800 tasks per day, which is a lot. And it's been actively starting to be adopted by business users as well. So, it's not just coding and tech. It's also trying to answer business questions, writing queries or self-serving anything that a business user may need.

Francesco GallettaLeads analytics engineering for financial crime; co-leads AI strategy for the data discipline, Monzo · Leader, Monzo

Context. Galletta is describing Monzo's in-house agent, Agent Chip, at the time of the talk. 'Merge PRs' is as spoken in both passes.

Talk: A Bank Built Its Own Coding Agent. It Took Off (talk, AI Engineer), AI Engineer (conference organizer) YouTube channel, October 20, 2026, at 2:55.

10% agent pr share, all merged PRs across tech (data, machine learning, backend, app), as stated in the 2026-10 talk. Level not stated
1,800 function agent volume, per day, as stated in the 2026-10 talk. Level not stated

Checked against the source [ Grade B ] Said in the last year Monzo: £1.7 billion revenue, FY2026 (year to 2026-03-31) Passage page

You can give it any prompt directly by just reacting with the little emoji to the message and it will pick it up as prompt. So, that evolved … and that became an always available teammate inside our Slack and whole environment.

Francesco GallettaLeads analytics engineering for financial crime; co-leads AI strategy for the data discipline, Monzo · Leader, Monzo

Context. Galletta is describing how Monzo's in-house agent (Agent Chip) began as a Slack emoji reaction after it spread inside the company in January 2026.

Talk: A Bank Built Its Own Coding Agent. It Took Off (talk, AI Engineer), AI Engineer (conference organizer) YouTube channel, October 20, 2026, at 1:57.

Checked against the source [ Grade B ] Said in the last year Monzo: £1.7 billion revenue, FY2026 (year to 2026-03-31) Passage page