Presented 'A Bank Built Its Own Coding Agent. It Took Off' at AI Engineer with Francesco Galletta, credited with Monzo in the official recording. The speaker page states no job title.
Why their word counts: Describes the architecture of Monzo's own in-house agent, so first-hand; the conference page gives no role, and the talk is by the employer's own staff.
Profile from this source , checked 2026-11-06 .
“ This is agent chip working in incident mode and leveraging the MCP to get very relevant data. So, what happens here is whenever we identify and trigger a new incident, agent chip joins the channel and is able to start an investigation, understanding logs, understanding traces, being able to connect to that exact service. And of course, the code … to see what's going on and to help the human with a very high signal. We don't want the agent to be saying a lot of things during an incident … We wanted to maintain high signal and we give the humans also control of how much agent chip will be able to support there.” Felippe Felisola Caso Monzo (conference affiliation, 2026) · Practitioner ,
Context. Felisola Caso is describing how Monzo's in-house agent, Agent Chip, takes part in incident response.
Talk: A Bank Built Its Own Coding Agent. It Took Off (talk, AI Engineer) , AI Engineer (conference organizer) YouTube channel , October 20, 2026, at 10:00 .
[ Grade B ] Said in the last year Monzo: £1.7 billion revenue, FY2026 (year to 2026-03-31) Passage page
“ So again, all of these are examples of how our technology team is using it, but even better than that, we've observed a lower barrier for non-specialists in the company to contribute to our systems. … Just call agent chip, get a draft that works that is already tested in staging and then and only then involve an engineer to make sure we get the changes reviewed and deployed properly. So this doesn't change the rigor to which we develop software at Monzo, but this does allow a number of non-specialists to also start contributing more closely to the team.” Felippe Felisola Caso Monzo (conference affiliation, 2026) · Practitioner ,
Context. Felisola Caso is describing how people outside engineering use Monzo's in-house agent, Agent Chip, in Slack.
Talk: A Bank Built Its Own Coding Agent. It Took Off (talk, AI Engineer) , AI Engineer (conference organizer) YouTube channel , October 20, 2026, at 12:07 .
[ Grade B ] Said in the last year Monzo: £1.7 billion revenue, FY2026 (year to 2026-03-31) Passage page
“ Our platform is provider agnostic by definition. So if we come back to the diagram, the little blue … green agent box there can be very easily swapped for any model. We can dynamically choose which model best fits the purposes that we have. So we are not specifically tied to any provider by definition” Felippe Felisola Caso Monzo (conference affiliation, 2026) · Practitioner ,
Context. Felisola Caso is explaining why Monzo expects to keep its in-house agent platform as models change.
Talk: A Bank Built Its Own Coding Agent. It Took Off (talk, AI Engineer) , AI Engineer (conference organizer) YouTube channel , October 20, 2026, at 13:46 .
[ Grade B ] Said in the last year Monzo: £1.7 billion revenue, FY2026 (year to 2026-03-31) Passage page
“ Something that we're doing very recently that's been creating a lot of value is also triaging data quality alerts and checking for backend changes that can create problems.” Felippe Felisola Caso Monzo (conference affiliation, 2026) · Practitioner ,
Context. Felisola Caso is describing a recent use of Monzo's in-house agent, Agent Chip.
Talk: A Bank Built Its Own Coding Agent. It Took Off (talk, AI Engineer) , AI Engineer (conference organizer) YouTube channel , October 20, 2026, at 11:26 .
[ Grade B ] Said in the last year Monzo: £1.7 billion revenue, FY2026 (year to 2026-03-31) Passage page
“ Again, we are a bank. We live in a regulated environment. So, we want to make sure that the non-determinism from the agents is controlled. But at the same time, we want to have an environment where we can let it run loose and develop.” Felippe Felisola Caso Monzo (conference affiliation, 2026) · Practitioner ,
Context. Felisola Caso is explaining why Monzo's agents run in a sandbox in an isolated namespace, separate from production infrastructure.
Talk: A Bank Built Its Own Coding Agent. It Took Off (talk, AI Engineer) , AI Engineer (conference organizer) YouTube channel , October 20, 2026, at 6:50 .
[ Grade B ] Said in the last year Monzo: £1.7 billion revenue, FY2026 (year to 2026-03-31) Passage page
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