Checked against the source by a first reader, then confirmed independently by a second reader who fetched the source without seeing the first reader's notes (Independent review agent (Claude Sonnet), blind second pass from passage text and citation only, no repository access, 2026-10-31).
Fetched raw with curl. In the Costs section the text reads '...scale without directly correlated cost growth. This is supported by AI-enabled productivity gains and continued cost discipline across the business.' The passage matches character for character. It is Klarna's own EX-99.2 Q1'26 earnings document, in the same 6-K accession.
How to cite this passage
Klarna, “SEC filing (the company's own regulatory report), furnished on Form 6-K”, SEC filing (the company's own regulatory report), furnished on Form 6-K, 2026-05-14. https://www.sec.gov/Archives/edgar/data/2003292/000162828026034877/exhibitno992q126earnings.htm Archived at https://the-ai-record.com/passages/klarna-supported-ai-enabled-productivity-gains-continued-cost-2026