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    "id": "chime-ai-ml-models-reduce-fraud-loss-rates-29-2025",
    "text": "Our proprietary AI and ML models have helped reduce our fraud loss rates, which declined by 29% between the year ended December 31, 2022 and the year ended March 31, 2025.",
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    "organization": "Chime",
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    "work": {
      "title": "Chime Financial, Inc. prospectus (Form 424B4)",
      "type": "filing",
      "date": "2025-06-12",
      "publisher": "SEC EDGAR",
      "locator": "Business, Risk and Fraud",
      "url": "https://www.sec.gov/Archives/edgar/data/1795586/000162828025030855/chimefinancialinc-finalpro.htm"
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